How to Hire a Personal Injury Lawyer
>> Wednesday, April 25, 2012
When you or somone you love gets injured as the result of another's negligence, it seems fair that the person who caused the injury should compensate you for your injury. Most people believe that the majority of insurance companies that insure their defendant drivers will do the fair and just thing, and offer the injured victim a fair settlement. The reality, however, is that most insurance companies and their defendants refuse to take responsibility for their actions. In fact, its most common these days for the insurance companies to blame the victims for their own injuries.
Insurance companies profit exclusively from paying as little as possible to injury victims. Insurance companies and the defense attorneys they hire know the law and have almost unlimited assetts to fight claims even if they are perfectly legitimate. Those companies know that most everyday Americans and unrepresented injury victims are not knowledgeable about the full extents of their legal remedy and redress available to them.
Hiring an experienced lawyer in your metro area, such as a Kansas City personal injury lawyer, will give you access to the advice you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Experienced personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same objective -- to pay the lowest possible amount for valid claims. They will do anything within their power to sway the negotiations in their favor. They routinely take advantage of their superior understanding of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury lawyers are invaluable in handling all types of insurance companies. They take into consideration all types of insurance available to clients, including their own insurance.
A good number of people do not comprehend that they may have underinsured motorist coverage (UIM). UIM is often said to be a "gap" coverage for the amount of what the liable driver has in insurance limits and what you have in insurance limits. For example, if you purchase $100,000.00 in UIM motorist coverage and the other driver has only $25,000.00 in insurance coverage your policy would pay up to an added $75,000.00 in coverage for your case. However, this may not always the case depending on your policy. You have to read carefully to know precisely what your policy affords to understand what you have and exactly how much coverage is available.
During discussions to settle insurance companies routinely attempt to obtain statements through confusing and vague questioning in an attempt to harm your position should you ultimately decide to sue. Knowledgeable personal injury lawyers, such as the Kansas City personal injury law firm of McCollum & Griggs, LLC, will lead you through the process and protect your rights
A personal injury attorney (see: Kansas City personal injury attorneys) is in the best position to obtain a favorable settlement on your behalf. Most often a client's settlement or judgment obtained with representation significantly exceeds what could have obtained on their own, even after attorney fees are deducted. Contact the experienced Kansas City personal injury attorneys at McCollum & Griggs for help with your personal injury case.
Insurance companies profit exclusively from paying as little as possible to injury victims. Insurance companies and the defense attorneys they hire know the law and have almost unlimited assetts to fight claims even if they are perfectly legitimate. Those companies know that most everyday Americans and unrepresented injury victims are not knowledgeable about the full extents of their legal remedy and redress available to them.
Hiring an experienced lawyer in your metro area, such as a Kansas City personal injury lawyer, will give you access to the advice you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Experienced personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same objective -- to pay the lowest possible amount for valid claims. They will do anything within their power to sway the negotiations in their favor. They routinely take advantage of their superior understanding of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury lawyers are invaluable in handling all types of insurance companies. They take into consideration all types of insurance available to clients, including their own insurance.
A good number of people do not comprehend that they may have underinsured motorist coverage (UIM). UIM is often said to be a "gap" coverage for the amount of what the liable driver has in insurance limits and what you have in insurance limits. For example, if you purchase $100,000.00 in UIM motorist coverage and the other driver has only $25,000.00 in insurance coverage your policy would pay up to an added $75,000.00 in coverage for your case. However, this may not always the case depending on your policy. You have to read carefully to know precisely what your policy affords to understand what you have and exactly how much coverage is available.
During discussions to settle insurance companies routinely attempt to obtain statements through confusing and vague questioning in an attempt to harm your position should you ultimately decide to sue. Knowledgeable personal injury lawyers, such as the Kansas City personal injury law firm of McCollum & Griggs, LLC, will lead you through the process and protect your rights
A personal injury attorney (see: Kansas City personal injury attorneys) is in the best position to obtain a favorable settlement on your behalf. Most often a client's settlement or judgment obtained with representation significantly exceeds what could have obtained on their own, even after attorney fees are deducted. Contact the experienced Kansas City personal injury attorneys at McCollum & Griggs for help with your personal injury case.
About the Author:
David L. McCollum is a Kansas City personal injury attorney with the law firm of McCollum & Griggs, LLC in Kansas City, MO. McCollum & Grigg's practice areas include catastrophic injuries, wrongful death, vehicle accidents, bar & restaurant liability, insurance litigation and drunk driving accidents.
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